FSA / Commuter Option
Medical / Dependent Care Flexible Spending Account
Commuter Benefits Account
Perth Amboy School District

What is a Flexible Spending Account (FSA)?
The FSA helps you manage eligible out-of-pocket health care, dependent care, and/or commuter costs and lowers your federal taxable income by setting aside FSA dollars before they are taxed. Our FSA administrator is FlexFacts.

With an FSA, you can cover the cost of eligible out-of-pocket health care, dependent care, or commuter expenses with “before-tax” dollars, almost like an automatic “tax deduction”. The dollar amount you choose will be transferred from each paycheck, before taxes are deducted, and contributed to your FSA / Commuter Benefits account. Then, use your FlexFacts debit card to pay for eligible out-of-pocket expenses or submit a claim for reimbursement; find claim forms at the Find-a-Form page. (Note: Health Spending Accounts are not exempt from state taxes).

How much can I transfer to my FSA?
Each year, you choose an amount within a given range (announced each year) to be transferred to your FSA / Commuter Benefits Account from your paycheck. It is recommended that you base your designated amount on predictable expenses. The amount you choose will be transferred in equal installments from each paycheck to your account throughout the year.

What out-of-pocket medical expenses are eligible for reimbursement?
Out-of-pocket health care expenses that are eligible for reimbursement from your Medical FSA include costs for the below and more. Visit the FlexFacts FSAstore for a complete listing.

* Prescribed acne treatments
* Copayments
* Contact lenses and cleaners
* Dental care
* Eyeglasses
* Hearing aids/batteries
* Lasik eye surgery
* Prescribed smoking cessation programs

What is the FlexFacts debit card?
All FSA participants are issued their own debit card to pay for eligible out-of-pocket expenses; use it to pay your copays, commuter costs, and other expenses on-the-spot. Your payment is automatically deducted from your FSA, so no receipts or claim forms are typically needed.

How can I learn more?
See the materials below for more information. You can join the Medical / Dependent Care FSA during Open Enrollment; once enrolled, you must re-enroll each year to continue in the program. You can enroll / disenroll in the Commuter Benefits option at any time during the year; you remain enrolled until you make a change. Note: enrollments are processed through the Benefits Department.

Participant Account Sign In
Plan Enrollment Resource
FlexFacts FSA FAQs
FlexFacts Commuter Benefits FAQs
FSAstore

Plan Documents (effective through 2024):
Health Care / Dependent Care FSA SPD
Commuter (Transportation) SPD