Frequently Asked Questions
Branchburg Township School District
What medical and dental plans are available to me?
The District provides medical plans through Horizon BCBSNJ. Our prescription coverage is through Benecard/RX Alliance. Delta Dental is our group dental carrier. Visit the Plan Booklets and Benefits-at-a-Glance pages to view the benefits available to you as an eligible employee of Branchburg Township Board of Education.When can I make changes to my plan?
You can make changes to your plan at Open Enrollment (normally Spring of each year); changes take effect the following July 1. However, if your family experiences a life change (such as marriage, adoption, birth, or divorce), you can change your plan at that time. It is important to notify the Business Office immediately when such an event occurs.How do I add new dependents to my plan?
When an important event occurs in your life, such as marriage, adoption, or the birth of a child, you have a specified window of time to make updates to your health plans. It is important to enroll your new dependent within the given window or you may need to wait until the next Open Enrollment period.
Newborn children are automatically covered for 60 days from date of birth. To continue coverage beyond the initial 60 days, you must actively enroll your child in the District plans. All other new dependents must be enrolled within 31 days of eligibility, To make a smooth and timely change, complete the appropriate enrollment forms and forward to the Business Office immediately after the event.What are the rules for dependents who 'age-out'?
The District covers dependent children for medical/prescription benefits through the end of the year in which they turn 26. Dental coverage is available for dependents up to age 23. It is important that you notify the Business Office when your dependent is about to "age-out" of your plan so that you can learn about continuing coverage options, such as COBRA or New Jersey <31 Dependent coverage. Visit the Dependent Coverage page to learn more.What is the "Dependents <31" coverage plan?
The New Jersey <31 Dependent law gives eligible over-age adults to age 31 the choice to elect health and/or prescription coverage under a parent's group health plan. For information about eligibility, premiums, and more about this plan, see the Dependent Coverage link at this website.Where can I find a list of providers who participate in my medical and dental plans?
The links under "Find A Provider" take you to each carrier's provider search tools.
Whom should I contact when I have questions about claims or services?
Your ID cards list toll-free phone numbers to contact carriers when you need help. Go to the Important Contacts page to find websites, Online Service Registration pages, toll-free phone numbers, and more.How can I find out about mail-order pharmacy?
If you take medications on a regular basis, you may benefit from the Benecard/Rx Alliance mail-order service. Log into Online Services or call (888) 907-0070 to learn more.How can I find out about COBRA benefits?
If any of the below qualifying events occurs, you and your enrolled dependents may be eligible to continue benefits under COBRA (Consolidated Omnibus Budget Reconciliation Act of 1985):
You must notify the Business Office within 60 days of a divorce, legal separation or when a child no longer qualifies as a dependent. You are responsible for paying the required amount to continue coverage for a maximum of 18 or 36 months, depending on circumstances. Additionally, an extension of up to 29 months may be granted to qualified disabled beneficiaries.
For more details on COBRA, review this website's COBRA page or your plan booklet.