Plan Options
Maple Shade Schools



Our District medical plans are offered through Aetna / Horizon OMNIA and are administered by the Schools Health Insurance Fund (SHIF). Our prescription plan is through BeneCard PBF; our dental carrier is Delta Dental. Below are overviews and summaries* for the plans available to eligible employees. Please refer to these materials for details about your plan choices.

Online Contribution Calculators
Simplified Medical/Prescription Plan Comparison

Chapter 44 Plans:
Note: if your start date was on or after July 1, 2020, you must be enrolled in the New Jersey Educators Health Plan (NJEHP) or Garden State Plan (GSP) for medical and prescription coverage. If you are enrolled in either plan, see below for information about your benefits.

Aetna Medical NJEHP Booklet / SBC / Overview
NJEHP Calculator (download)
Aetna Medical GSP SBC / Overview
GSP Calculator (download)

Note: you are advised to review the below BeneCard Performance Drug Formulary to learn which drugs are covered/not covered; confirm coverage for your prescriptions by contacting BeneCard customer service at (877) 723-6005 or log into your online member account.
BeneCard Prescription NJEHP Brochure
BeneCard Prescription GSP Brochure
BeneCard NJEHP / GSP 2024 Performance Formulary

Chapter 78 Aetna / Horizon OMNIA Medical Plans:

Aetna Choice POS II 20: Booklet / SBC
Aetna Choice POS II 20/20: Booklet / SBC
Aetna QPOS 20: Booklet / SBC
Horizon OMNIA: Booklet / SBC

Guardian Nurses Program: Employees and dependents enrolled in a medical plan have access to dedicated nurse advocates who can help coordinate care and navigate the complexities that can occur with an illness. See these flyers for information:
Struggling with a healthcare issue?
Get to know Guardian Nurses

Telemedicine: The telemedicine feature is available to members enrolled in a medical plan. Seek medical help 24/7 online via phone or computer!

Aetna Teladoc
Aetna Teladoc & Mental Health Care
Horizon OMNIA CareOnline

Chapter 78 BeneCard Prescription Plans:
BeneCard $5 Generic / $20 Preferred Brand Name Brochure
BeneCard $3 Generic / $18 Preferred Brand Name / $46 Non-Preferred Brochure
BeneCard $3 Generic / $10 Preferred Brand Name Brochure
Note: if you are enrolled in a 3-tier pharmacy copay plan, you are advised to review the BeneCard Primary Drug Formulary to determine which brand-name prescriptions are preferred and which are non-preferred. Contact BeneCard customer service at (877) 723-6005 or log into your online member account.

Delta Dental Plans:
Premier / Advantage / PPO Booklet