Medicare
North Brunswick Township School District

Government-sponsored Medicare health coverage is typically available to these individuals:
1) A person age 65 and older
2) A person under the age of 65 with specified disabilities
3) A person with End Stage Renal Disease (ESRD)

Medicare is comprised of four parts; examples of coverage categories are below:

1) Medicare Part A (Hospital Insurance): helps cover inpatient care, hospice care, skilled nursing care
2) Medicare Part B (Medical Insurance): helps cover physician services, outpatient care, preventive care
3) Medicare Part C (Medicare Advantage): helps cover additional services through a Medicare-approved insurance company
4) Medicare Part D (Prescription Insurance): helps cover prescription drugs through Medicare-approved drug plans.

Learn more about your Medicare option at www.medicare.gov.

Note: if you are eligible for Medicare and are enrolled in the District prescription plan, you are enrolled in a 'creditable coverage' plan. This means you will not be penalized when you decide to enroll in a Medicare Part D plan in the future because your District plan is expected to cover your prescription drugs on the same level as a standard Medicare plan. You are provided with a Notice of Creditable Coverage annually; be sure to keep these notices on file. Visit www.medicare.gov for more information.