Chapter 78 Calculator
Bridgewater-Raritan Regional School District

Effective July 2025 - June 2026

Employees are required to pay either the calculated percentage or 1.5 percent of salary, whichever is higher. Note:

1) The below Online Calculator provides a calculation based on mandated percentages; it does not provide a calculation based on individual 1.5 percent of salary.

2) Keep in mind that you are responsible for contributing the higher of the resulting calculated percentage or 1.5 percent of monthly salary.

Note: While we have taken every precaution to ensure this content is accurate, this website is for informational purposes only. The information here is not intended to be exhaustive or construed as legal advice. In force documents, such as carrier contracts, employment agreements, etc., will prevail in the event of a discrepancy.

Choose Your Coverage/Salary Range
Single Less than 20,000 20,000-24,999 25,000-29,999 30,000-34,999 35,000-39,999 40,000-44,999 45,000-49,999 50,000-54,999 55,000-59,999 60,000-64,999 65,000-69,999 70,000-74,999 75,000-79,999 80,000-94,999 95,000 and over Parent/Child Less than 25,000 25,000-29,999 30,000-34,999 35,000-39,999 40,000-44,999 45,000-49,999 50,000-54,999 55,000-59,999 60,000-64,999 65,000-69,999 70,000-74,999 75,000-79,999 80,000-84,999 85,000-99,999 100,000 and over Member/Spouse/Partner Less than 25,000 25,000-29,999 30,000-34,999 35,000-39,999 40,000-44,999 45,000-49,999 50,000-54,999 55,000-59,999 60,000-64,999 65,000-69,999 70,000-74,999 75,000-79,999 80,000-84,999 85,000-99,999 100,000 and over Family Less than 25,000 25,000-29,999 30,000-34,999 35,000-39,999 40,000-44,999 45,000-49,999 50,000-54,999 55,000-59,999 60,000-64,999 65,000-69,999 70,000-74,999 75,000-79,999 80,000-84,999 85,000-89,999 90,000-94,999 95,000-99,999 100,000-109,999 110,000 and over

Contribution Percentage	0
	Horizon BCBSNJ Direct Access 10	Horizon BCBSNJ Direct Access 15	Horizon BCBSNJ Direct Access 15/25	Horizon BCBSNJ Direct Access 20/20	Horizon BCBSNJ Direct Access 20/35
Medical Premium	0	0	0	0	0
Annual Medical Contribution	0	0	0	0	0
Your 20 Paycheck Contribution	0	0	0	0	0
Your 24 Paycheck Contribution	0	0	0	0	0
	Horizon BCBSNJ POS 10	Horizon BCBSNJ POS 15/25	Horizon BCBSNJ POS 20/20	Horizon BCBSNJ POS 20/35	Horizon BCBSNJ OMNIA
Medical Premium	0	0	0	0	0
Annual Medical Contribution	0	0	0	0	0
Your 20 Paycheck Contribution	0	0	0	0	0
Your 24 Paycheck Contribution	0	0	0	0	0
	Horizon BCBSNJ Prescription Plan
Prescription Premium	0
Annual Prescription Contribution	0
Your 20 Paycheck Contribution	0
Your 24 Paycheck Contribution	0