Plan Contributions / Calculators
Bridgewater-Raritan Regional School District

NJEHP Calculator (click to download)
GSP Calculator (click to download)
About Chapter 44

Online Calculator 2024-2025 Employee Contribution Comparison Sheets

About Chapter 78:
Calculate your estimated Chapter 78, P.L. 2011 mandated contribution for the current plan year ~ just click the Online Calculator button to begin.

Chapter 78, P.L. 2011 requires public employees and certain retirees to contribute a percentage of the premium cost for their health coverage. The percentage is based on salary range and coverage tier (e.g., single, parent/child, two adults, family). The above Online Calculator provides an estimated contribution amount ~ just click!

Employees are required to pay a contribution amount comprised of either the calculated percentage or 1.5 percent of salary, whichever is higher. Note:

1) The Online Calculator provides a calculation based on mandated percentages; it does not provide a calculation based on individual 1.5 percent of salary.

2) Keep in mind that you are responsible for contributing the higher of the resulting calculated percentage or 1.5 percent of monthly salary.

You can choose from a range of plans and premiums. The lower the premium cost, the lower your mandated contribution amount will be; consider this when choosing your health plans during Open Enrollment. Use the calculator shown here to compare your contribution amount for the plans currently offered by the Board of Education.

For more information about Chapter 78 contributions, review the Percentage of Premium Charts, provided by the Division of Pensions and Benefits, found at