FSA / Commuter Benefits Option
Flexible Spending Account
Bridgewater-Raritan Regional School District


Employees eligible for District health plans are eligible for the Flexible Spending Account (FSA) / Commuter Benefits option. These options help you manage out-of-pocket costs and lower your taxable income by setting aside your contribution amount before taxes are applied.

**Your benefits are more affordable
**Your spendable income increases
**You pay less in taxes

Our FSA administrator is WEX (formerly known as Discovery Benefits), a global financial technology leader. Be sure to create your new online account asap. Need help? Contact WEX via toll-free phone at (866) 451-3399 or send a message.

Quick Answers to 10 Top FSA Questions

What is a Flexible Spending Account (FSA) / Commuter Benefits account?
With an FSA / Commuter Benefits account, you can cover the cost of health care, dependent, care, and/or commuter expenses with “before-tax” dollars, almost like an automatic tax deduction. The dollar amount you choose will be transferred from each paycheck, before taxes are deducted, and contributed to your account(s). Then, use your debit card to pay for eligible out-of-pocket expenses or submit a claim for reimbursement.

Our plan administrator is WEX. Learn more about this option with the below resources and links.
Knowledgebase Help Pages
Eligible Expenses
Online Account Login
wex.com

How much can I elect to contribute to my accounts?
Each year, you choose an amount within a given range to be transferred to your account(s) from your paycheck. It is recommended that you base your designated amount on predictable expenses. The amount you choose will be transferred in equal installments from each paycheck to your account throughout the year. Ranges are announced during each FSA / Commuter Benefits Open Enrollment.

2023-2024 ranges are as follows:
Health FSA: $100 minimum / $3,050 maximum
Dependent Care FSA: $100 minimum / $5,000 maximum
Commuter Benefits:
• Qualified parking monthly maximum: $300
• Qualified vanpooling/transit passes monthly maximum: $300

2024-2025 ranges will be as follows:
Health FSA: $100 minimum / $3,200 maximum
Dependent Care FSA: $100 minimum / $5,000 maximum
Commuter Benefits:
• Qualified parking monthly maximum: $315
• Qualified vanpooling/transit passes monthly maximum: $315

Note: you must have funds in your commuter account before you can spend them; you can change your commuter contribution amount at any time.

**Please be advised that WEX charges an annual administrative fee of $54. This is collected by payroll deduction.**

What out-of-pocket medical expenses are eligible for reimbursement?
Specific out-of-pocket expenses are eligible for reimbursement from your account. Visit WEX Eligible Expenses for help.


What is the WEX debit card?
Participants are issued their own debit card to pay for eligible out-of-pocket expenses; use it to cover expenses on-the-spot. The amount of your out-of-pocket expense is automatically deducted from your account, so receipts or claim forms are typically not needed. Learn more here.

When can I enroll?
 You can join the FSA by submitting an application to the Human Resources Department during each Open Enrollment, typically held each spring for the upcoming July 1 through June 30 plan year. Once enrolled, you must re-enroll each year to continue in the program.

 The Commuter Benefits option is a month-to-month benefit, so you can enroll / disenroll at anytime during the year.

What happens if I have money left in my account at the end of the year?

• Health FSA: be aware of the "use-it-or-lose-it" rule; any funds left in your account after any applicable grace period/carryover is applied are forfeited.
• Commuter Benefits: any funds left in your account at the end of the year can be carried into the next year, if you continue to participate.

Can I access my account online?
After your effective date, you can register for a WEX online account. Once registered, you can view transaction history, submit claims online, report a lost or stolen debit card, and much more.

Additional Resources:
Benefits Mobile App Flyer
Technology Resources Flyer
WEX Benefits Card Flyer
Medical FSA and Dependent Care FSA Flyer
Medical FSA Flyer
Dependent Care Flyer
Dependent Care Limits & Regulations Flyer
Recurring Dependent Care Request Form
Claims Substantiation FAQs Flyer
FSA Claim Form